Kyle joined APP Financial in 2012 and has experience in the financial and insurance industry for over 18 years, since 2004. He previously served as a Financial Advisor at Merrill Lynch Wealth Management. Kyle is an Accredited Investment Fiduciary (AIF) and holds the Chartered Financial Consultant (ChFC) and the Chartered Life Underwriter (CLU) designations. He holds the FINRA Series 7 and 66 registrations as well as his Life, Health, and Variable annuity license. Kyle is passionate about helping people achieve their financial goals by analyzing their financial picture and creating a financial plan. He strives to earn and maintain the trust of each client, taking the time to understand the unique needs and circumstances of each individual. He monitors the investment strategy regularly and at every client review check-in. In his free time, Kyle enjoys spending time with his children, family, and friends.