Welcome to APP Financial
Helping People Since 1965
We understand that investors and retirees face many important decisions that can affect their long-term financial success. Some of these decisions revolve around making investments that will help create a hedge against outliving their income, the impact of inflation, taxation, and rising healthcare costs.
Because many of our clients are retirees with similar concerns, we are in an advantageous position to approach such challenges with experience and skill.
How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Year-End Charitable Gifting and You
This article may help you maximize the benefits of your donation for your chosen charity.
Test Your Estate Strategy Knowledge
Estate management can help ensure that your assets are transferred according to your wishes while managing tax issues.
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
Five phases to changing unhealthy behaviors.
There are ways to improve your physical fitness without denting your fiscal fitness.
Take the guesswork out of your IEP or SEP with this helpful article.
What kind of auto insurance should you have? Do you know?
The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
This calculator can help you estimate how much you may need to save for retirement.
Enter various payment options and determine how long it may take to pay off a credit card.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Using smart management to get more of what you want and free up assets to invest.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
How federal estate taxes work, plus estate management documents and tactics.
The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
You’ve made investments your whole life. Work with us to help make the most of them.
Learn about cyber liability insurance in this entertaining video.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?