Kyle joined APP Financial in 2012 and has experience in the financial and insurance industry since 2005. He previously served as a Financial Advisor at Merrill Lynch Wealth Management. Kyle is an Accredited Investment Fiduciary (AIF) and holds the Chartered Financial Consultant (ChFC) and the Chartered Life Underwriter (CLU) designations. He holds the FINRA Series 7 and 66 registrations as well as his Life, Health and Variable annuity license. Kyle is passionate about educating and helping people achieve their financial goals. He strives to earn and maintain the trust of each client, taking the time to understand the unique needs and circumstances of each individual. In his free time, Kyle enjoys spending time with his three children, family and friends.